BII – Individuals
Individuals,
your bank at every step
Accounts, savings, loans, insurance and everyday banking services: BII supports individuals and families in managing their daily lives and achieving their projects, in Mauritania and internationally.
INDIVIDUALS
Manage your accounts, prepare for the future, finance your projects or protect yourself: Banque Internationale d'Investissement supports you at every step, with simple, secure solutions and an advisor at your service.
Accounts and
payment methods
Manage your money on a daily basis with practical and secure payment methods, in branch or remotely, with the support of your advisor.
Book an appointmentSavings
Prepare for the future, cope with unexpected events and support your family's projects with complete peace of mind. Discover our savings solutions.
DiscoverLoans
Let's talk about your projects: a new vehicle, renovations, a future home… In a classic or Mourabaha format, make your future projects a reality.
Simulate my loanInsurance
Protect your family, your travel and what matters to you with insurance solutions tailored to your situation.
Discover our insuranceCurrent accounts & payment methods
Accounts and payment methods for your daily life
Receive your income, pay, withdraw money and keep track of your transactions: our accounts and payment methods let you manage your money simply and securely.
Our solutions:
- Current account for individuals
-
Payment methods:
- Bank cards: choose a bank card and services tailored to your needs and lifestyle
- Chequebook
-
My everyday bank
- My BII: your bank everywhere, with you
- Messali: get informed by SMS of all movements on your account, such as your salary arriving
Savings
Saving to deal with unexpected events and prepare for the future
What is savings for?
Setting money aside allows you to anticipate unexpected events, prepare your family's projects or support a future investment, with complete peace of mind.
How to save?
Depending on your situation, your Advisor can offer you:
- Available savings for unexpected events (passbook savings account)
- Blocked savings to prepare for a specific project (term deposit)
Your advisor supports you in choosing the solution best suited to your goals.
Loan
Financing solutions to make your projects a reality
What is a loan for?
A loan lets you finance a personal or real-estate project while spreading its cost over time.
How is an application reviewed?
Every application receives a personalised review, taking into account your situation and repayment capacity. If your employer has a partnership with BII, the review is accelerated.
Responsible financing above all
A loan is a long-term commitment. That is why every application is rigorously reviewed, to ensure the financing is suited to your situation and compatible with your repayment capacity. As a responsible banker, our role is to support you in a realistic and sustainable project, in the interest of your financial balance.
Insurance
Protect what matters to you
Why get insurance?
Insurance protects your family or your travel against unexpected events. Some are compulsory, such as in the case of a loan, others are optional, such as insuring your children at school or when travelling abroad.
How to choose?
Your advisor helps you identify useful protections, based on your personal and family situation.
We offer you tailored insurance solutions for:
- Protecting your family
- The safety of your travel
- Coverage of your assets
- Assistance in case of unexpected events
🏦 Consumer Loan Simulator
Calculate your monthly payments in a few clicks
📝 Information to fill in
📊 Simulation Results
⚠️ Calculations for guidance only, non-contractual document
Prepare your appointment with peace of mind
Check the list of required documents to save time during your branch appointment.
Required documents
Prepare your branch appointment
To make your branch procedures easier, here are the main documents generally required for certain applications.
Depending on your situation, additional documents may be requested by your advisor.
Open an individual account
- Valid government-issued ID
- Proof of residence less than one year old, in your name
- 2 identical recent photos
- 1 employment certificate or employment contract
- For self-employed: Deposit of 2500 MRU
- For foreign residents: residence card
- For minors: authorization from a legal representative
Apply for a loan
- Valid government-issued ID
- Proof of residence less than one year old
- 2 identical recent photos
- 1 employment certificate or employment contract
- 1 salary domiciliation certificate
- Last 3 pay slips
- 1 signed loan application
- For Mourabaha: proforma invoice
Important note: This list is indicative. Your advisor will guide you and specify the required documents based on your situation.
The My BII App (formerly
SG Connect)
Your bank everywhere with you
Manage your transactions online, order a checkbook, check your outstanding loan balances… Your entire bank in your pocket, available 24/7.
Find the bank card that suits you
Privative Silver
Your first card, for independent withdrawals. The essentials for daily life.
Privative Gold
Higher limits for more comfort and flexibility in your spending.
Visa Classic
Your first international card, to pay and withdraw everywhere, in Mauritania and worldwide.
Visa Premier
A premium card, offering you more flexibility and benefits for your payments, travel, and major expenses.
Visa Platinum
A high-end card, offering high limits and enhanced services for your most demanding needs.
Exchange Rates
20/08/2026| Currency | Buy | Sell |
|---|---|---|
| EUR | 45,93 MRU | 47,13 MRU |
| USD | 39,51 MRU | 40,71 MRU |
FREQUENTLY ASKED QUESTIONS
Find the answers to the most frequently asked questions from our individual clients: accounts, savings, loans, insurance and everyday banking services.
How do I open a current account at BII?
It's simple: you can book an appointment via our contact page or go directly to one of our branches. An advisor supports you in opening your current account and choosing the services suited to your situation: bank card, chequebook, and access to My BII to manage your money anywhere and remotely.
What payment methods are offered to individuals?
BII offers you bank cards with services suited to your needs and lifestyle, as well as chequebooks. To keep track of your daily transactions, My BII lets you manage your bank wherever you go, and Messali informs you by SMS of all movements on your account, such as your salary arriving.
What is the difference between available savings and blocked savings?
Available savings (passbook savings account) lets you deal with unexpected events by accessing your money at any time. Blocked savings (term deposit) lets you prepare for a specific project over a defined period, usually with more attractive returns. Your advisor supports you in choosing the solution best suited to your goals.
How is my loan application reviewed?
Every application receives a personalised review, taking into account your situation and repayment capacity. If your employer has a partnership with BII, the review is accelerated. A loan is a long-term commitment: as a responsible banker, our role is to support you towards a realistic and sustainable project, in the interest of your financial balance.
What is Mourabaha financing?
Mourabaha is a financing solution compliant with the principles of Islamic finance: the bank acquires the asset (vehicle, home, renovations…) then resells it to you at a pre-agreed price, payable in instalments. It lets you make your projects a reality, whether in a classic or a Mourabaha format.
How does the loan simulator work?
Our online simulator calculates your monthly payments in a few clicks. Enter the loan amount, the loan term and your domiciled income: you immediately get your monthly repayment, the total cost of the loan, the fees, the insurance and your debt ratio. These calculations are for guidance only and do not constitute a contractual document.
What insurance can I take out as an individual?
We offer tailored solutions to protect your family, ensure the safety of your travel, cover your assets and provide assistance in case of unexpected events. Some insurance policies are compulsory, such as within the framework of a loan; others are optional, such as insuring your children at school or when travelling. Your advisor helps you identify useful protections according to your situation.
Where can I consult the rates and fees?
BII's rates and conditions are available for download in PDF format via the "Discover our rates" button on this page. For any question about the fees applicable to your account, your advisor remains at your service and supports you in choosing the right services.
A dedicated advisor at your service
Enjoy personalized support for all your financial projects
🏦 Consumer Credit Simulator
Calculate your monthly payments in a few clicks
📝 Information to fill in
📊 Simulation Results
⚠️ Calculations are indicative, non-contractual document
A BANK CLOSE TO YOU
At the International Investment Bank (BII), your voice matters.
Indeed, we are committed to providing you with attentive listening
and, consequently, responsive solutions, to build your financial future together.
